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7310 Manchaca Road, #151703, Austin, TX 78745

Construction Company Insurance

ICRG is proud to support the companies that are building America. Our suite of builder’s risk and liability insurance coverage offerings create panoramic protection at every stage of your project or development. Insulating your firm from catastrophic perils.

Builder's Risk

Protecting your project from the very first day. Coverage offered up to $75 million without additional underwriting on most projects.

Commercial Property

Commercial liability insurance isn't just a smart business decision for construction companies—it's your financial lifeline in an industry where a single accident can wipe out years of hard work and profits. Picture this: one slip on your job site, one piece of falling equipment, or one structural mishap, and you could be facing hundreds of thousands in lawsuits, medical bills, and property damage claims that could shut down your business overnight. That's where comprehensive commercial liability coverage becomes your ultimate business protector, shielding you from third-party injury claims, property damage lawsuits, and even professional liability issues that arise from design flaws or workmanship errors. But here's the kicker—this coverage doesn't just protect your bottom line, it actually helps you win more contracts. Clients and project owners won't even consider your bid without proof of adequate liability insurance, meaning this investment directly translates to more opportunities and revenue streams for your company. Plus, with legal defense costs often reaching tens of thousands before a case even goes to trial, your liability policy ensures you can keep building and growing your business while the lawyers handle the courtroom battles. Don't let one unfortunate incident destroy everything you've built—secure your commercial liability coverage today and sleep soundly knowing your construction empire is protected from every angle.

Commercial Liability

Commercial liability insurance is a critical safeguard for construction companies, providing essential protection against the numerous risks inherent in building and construction work. This coverage typically includes general liability, which protects against third-party bodily injury and property damage claims, as well as professional liability for errors and omissions in design or workmanship. For construction companies, this insurance is particularly vital because job sites present constant hazards—from falling debris and equipment accidents to structural failures that could injure workers, visitors, or damage neighboring properties

equipment

Equipment insurance coverage is equally essential for construction companies, as their specialized machinery and tools represent substantial capital investments that are fundamental to daily operations and revenue generation. Construction equipment faces constant exposure to risks including theft of valuable machinery like excavators, bulldozers, and generators, which are frequently targeted due to their high resale value and mobility. Equipment is also vulnerable to physical damage from job site accidents, operator error, vandalism, fire, and severe weather events such as storms, floods, or extreme temperatures that can cause mechanical failures or structural damage. Additionally, coverage protects against breakdown of critical components due to electrical or mechanical failure, which can halt operations unexpectedly. Equipment insurance, often structured as contractor's equipment coverage or inland marine policies, provides comprehensive protection that covers repair or replacement costs, helping ensure business continuity when expensive machinery is damaged or stolen. This coverage prevents construction companies from facing potentially catastrophic financial losses that could force them to halt projects, breach contracts, or even threaten the viability of their business, while enabling them to maintain their competitive edge through reliable access to the specialized equipment that modern construction demands.

Goods In transit coverage

Protecting materials and equipment during transit to job sites is a critical risk management priority for construction companies, as these assets represent significant financial investments that are vulnerable to numerous perils while in transport. Construction materials in transit face exposure to theft, which has become increasingly common with organized criminals targeting high-value items like copper, steel, and power tools from delivery trucks and storage areas. Beyond theft, materials are susceptible to damage from vehicle accidents, adverse weather conditions such as rain, hail, or wind that can destroy lumber, drywall, or sensitive equipment, and vandalism during overnight stops or temporary storage. Transit coverage, typically provided through inland marine insurance policies, protects against these risks by covering the full replacement cost of materials from the point of departure through delivery and installation at the job site. This protection ensures that construction projects can continue on schedule without costly delays or budget overruns caused by having to replace damaged or stolen materials out of pocket, while also providing peace of mind that allows contractors to focus on successful project completion rather than worrying about potential transportation losses.

FAQ

A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.

A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.

A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.

A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.

A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.