Disclosure Relating to Electronic Services – Online Services Agreement

By logging in to ICRG’s Online Software, you are affirmatively consenting to the Terms and Conditions of our Online Services Agreement (“Agreement”). The Online Services permit you to electronically monitor account level data and communicate with ICRG and its affiliates (FJ Strategic Inc.). This Agreement contains the Terms and Conditions that govern your use of Online Services. It is understood, and you agree to the Terms and Conditions of this Agreement by proceeding to access the software.