The Intelligent Capital Reserve Group (ICRG), is a community-focused insurance agency that serves the specialized financial services needs of HOA and condominium associations.

ICRG understands the unique challenges association boards face when it comes to carrying out annual planning and insurance management responsibilities because we were founded by former board members. So we designed our platform and services to specifically focus on streamlining the financial decision-making process for board members.

Aided by the convenience of technology, a dedicated community agent delivers personalized savings recommendations and insurance services directly to your board meetings. Helping your members identify and capitalize on your association’s opportunities and execute the board’s most important financial decisions efficiently and with ease.

ICRG delivers the guidance and resources to help take steps to protect and improve your community’s financial wellness at its foundation. We connect today’s financial decisions to tomorrow’s liabilities and help your board develop a unique program for properly managing association money.