Who’s ICRG

Intelligent Capital Reserve Group is a community-focused insurance agency specializing in the unique financial service needs of HOAs, condominiums, and master plan developments.

Our services are designed to support the financial health of communities by delivering insurance solutions and reserve fund savings strategies directly to your association board meetings.    Eliminating planning inefficiencies by providing the necessary research to make better financial decisions with the association’s capital.

ICRG offers boards a comfortable process that promotes their understanding of savings concepts that can impact their community’s bottom line and empower board members to improve how they save and invest for the future of their building or neighborhood.

Services For Your Association


Agent at Podium

A dedicated agent to support your program, advise and educate your board members and walk you though the process from Start to Finish.

Meet virtually with your agent to build and design savings strategies or to

Electronic Signature

Complete and e-sign documents

Cloud based file storage to save, store, and share program documents with your board. We file and archive your important documents for more efficient execution.

Cloud based reserve study and financial reporting software. Track your expenses and financial progress in one secure place.

Printable reports displaying your association's most recent reserve study data and reserve savings balances.

handshake over contract icon

We manage all paperwork and provide you both physical and digital copies of important docuements.

Receive annual portfolio reviews to update your information, educate new board members, and change authorized signers.

Reviewing insurance

Insurance reviews, recommendations & policy services.

Support Center to monitoring your accounts, expediting service, and send out statements and alerts.